Plan Ledger DOL Form 5500 · updated monthly

The Country Club at Dc Ranch401(k)

THE COUNTRY CLUB AT DC RANCH EMPLOYEES SAVINGS TRUST · SCOTTSDALE, AZ · plan year 2023

Reported admin expense ratio · 2023
1.06%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Country Club at Dc Ranch reported $48,145 in plan administrative expenses for 2023: 1.06% of average plan assets, higher than ~75% of peers. Employer contributions averaged $858 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.08% to 1.02%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Arizona (821st of 1,285), and 2,259th of 3,341 in other services. In 2023, employees put in $3.04 for every $1.00 the employer contributed; active participation has grown from 123 to 150 since 2022.

Plan summary
Net assets, end of year$5,204,866
Participants with balances203
Active participants150
Employer contributions$128,680
Employee contributions$390,552
Employer contribution per active participant$858
Average account balance$25,640
Benefits paid to participants$117,663
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.1M · 206 accts · $164K emplr
2023$5.2M · 203 accts · $129K emplr
2022$3.9M · 169 accts · $110K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$24,969
Investment management$23,176
Total administrative$48,145
The The Country Club at Dc Ranch 401(k) match · 2023
Employer contribution per active participant$858
Median for plans this size$1,308
2024$850 per active participant
2023$858 per active participant
2022$897 per active participant

The Country Club at Dc Ranch's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$24,969
WELLSPRING FINANCIAL PARTNERS · Investment advisory (plan)$23,176

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$52,551 · 1.02%
2023$48,145 · 1.06%
2022$45,502 · 1.08%
Similar plansOther Services · Arizona
Kaizen Auto Care, LLC AZ$7.0M · 1.70%
Sonoran Schools AZ$6.5M · 0.98%
Amity Foundation AZ$5.1M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860859289 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.