Plan Ledger DOL Form 5500 · updated monthly

The Children's Guild, Inc403(b)

THE CHILDREN'S GUILD 403(B) PLAN · BALTIMORE, MD · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

The Children's Guild, Inc reported $22,078 in plan administrative expenses for 2024: 0.23% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.31% to 0.23%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Maryland (988th of 1,671), and 2,106th of 3,091 in educational services. In 2024, employees put in $328777.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,103,537
Participants with balances215
Active participants408
Employer contributions$2
Employee contributions$657,554
Employer contribution per active participant$0
Average account balance$46,993
Benefits paid to participants$790,030
Plan auditUnmodified (clean) audit opinion
AuditorBD & COMPPANY, INC
Plan history3
Yearassets · accounts · employer contribution
2024$10.1M · 215 accts · $2 emplr
2023$9.3M · 232 accts · $197K emplr
2022$8.0M · 243 accts · $203K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,878
Total administrative$22,078
Employer contributions to the The Children's Guild, Inc plan · 2024
Employer contribution per active participant$0
Median for plans this size$1,313
2024$0 per active participant
2023$436 per active participant
2022$452 per active participant

The Children's Guild, Inc's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$22,078 · 0.23%
2023$27,784 · 0.32%
2022$24,206 · 0.31%
Similar plansEducational Services · Maryland

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Source: U.S. Department of Labor, Form 5500 series, EIN 520634411 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.