Plan Ledger DOL Form 5500 · updated monthly

The Bay School of San Francisco403(b)

THE BAY SCHOOL OF SAN FRANCISCO DC RETIREMENT PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

The Bay School of San Francisco reported $250 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,572 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.001% to 0.001%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 2,848th-largest of 9,483 plans among California employers on file, and the 1,343rd of 3,091 in educational services. In 2025, employees put in $1.80 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$27,794,801
Participants with balances197
Active participants89
Employer contributions$673,925
Employee contributions$1,211,544
Employer contribution per active participant$7,572
Average account balance$141,090
Benefits paid to participants$1,508,607
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$27.8M · 197 accts · $674K emplr
2024$22.8M · 195 accts · $678K emplr
2023$19.9M · 192 accts · $700K emplr
2022$16.0M · 183 accts · $597K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$250
Total administrative$250
Employer contributions to the The Bay School of San Francisco plan · 2025
Employer contribution per active participant$7,572
Median for plans this size$2,666
2025$7,572 per active participant
2024$7,215 per active participant
2023$6,794 per active participant
2022$6,094 per active participant

The Bay School of San Francisco's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$250 · 0.00%
2024$217 · 0.00%
2023$150 · 0.00%
2022$125 · 0.00%
Similar plansEducational Services · California
Sage Hill School CA$29.0M · 0.10%
Holy Names University CA$28.7M · 0.08%
Ecole Bilingue CA$26.8M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943266229 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.