Plan Ledger DOL Form 5500 · updated monthly

The Arc of Essex County, Inc.401(k)

THE ARC OF ESSEX COUNTY, INC. 401(K) PLAN · LINVINGSTON, NJ · plan year 2025

Reported admin expense ratio · 2025
0.07%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Arc of Essex County, Inc. reported $12,721 in plan administrative expenses for 2025: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,760 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.07%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,102nd-largest of 2,419 plans among New Jersey employers on file, and the 3,824th of 11,911 in health care & social assistance. In 2025, employees put in $1.46 for every $1.00 the employer contributed; active participation has grown from 279 to 328 since 2022.

Plan summary
Net assets, end of year$19,040,364
Participants with balances269
Active participants328
Employer contributions$577,376
Employee contributions$843,287
Employer contribution per active participant$1,760
Average account balance$70,782
Benefits paid to participants$1,069,585
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$19.0M · 269 accts · $577K emplr
2024$16.4M · 267 accts · $501K emplr
2023$14.7M · 250 accts · $445K emplr
2022$12.7M · 264 accts · $453K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$12,721
Total administrative$12,721
The The Arc of Essex County, Inc. 401(k) match · 2025
Employer contribution per active participant$1,760
Median for plans this size$2,666
2025$1,760 per active participant
2024$1,631 per active participant
2023$1,673 per active participant
2022$1,625 per active participant

The Arc of Essex County, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
VOYA RETIREMENT INSURANCE & ANNUITY · Investment advisory (plan)$314
MORNINGSTAR · Investment advisory (plan)indirect comp
RED BANK PENSION SERVICES, INC. · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$12,721 · 0.07%
2024$8,796 · 0.06%
2023$9,445 · 0.07%
2022$5,335 · 0.04%
Same employer
Similar plansHealth Care & Social Assistance · New Jersey
Jewish Home Family, Inc. NJ$19.8M · 0.42%
Caring, Inc. NJ$19.2M · 0.07%
Bcd Health Partners, LLC NJ$17.4M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221546173 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.