Plan Ledger DOL Form 5500 · updated monthly

Texas Trust Credit Union401(k)

TEXAS TRUST CREDIT UNION EMPLOYEES' 401(K) PLAN · MANSFIELD, TX · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Texas Trust Credit Union reported $50,732 in plan administrative expenses for 2024: 0.29% of average plan assets, above the peer median. Employer contributions averaged $19 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,138th-largest of 5,688 plans among Texas employers on file, and 3,203rd of 4,798 in finance & insurance. In 2024, employees put in $224.31 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,451,894
Participants with balances395
Active participants311
Employer contributions$5,981
Employee contributions$1,341,618
Employer contribution per active participant$19
Average account balance$46,714
Benefits paid to participants$1,332,489
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.5M · 395 accts · $6K emplr
2023$16.2M · 371 accts · $5K emplr
2022$14.5M · 376 accts · $7K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,031
Investment management$32,701
Total administrative$50,732
The Texas Trust Credit Union 401(k) match · 2024
Employer contribution per active participant$19
Median for plans this size$2,416
2024$19 per active participant
2023$16 per active participant
2022$23 per active participant

Texas Trust Credit Union's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$83,683
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)$32,701

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$50,732 · 0.29%
2023$33,630 · 0.22%
2022$14,450 · 0.09%
Same employer
Similar plansFinance & Insurance · Texas
Usca Management LLC TX$19.4M · 0.01%
Firstmark Credit Union TX$19.2M · 0.12%
Raiz Federal Credit Union TX$18.4M · 0.44%
Velocity Credit Union TX$18.4M · 0.17%
Susser Bank TX$18.3M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 750763606 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.