Plan Ledger DOL Form 5500 · updated monthly

Texas Mutual Insurance Company401(k)

TEXAS MUTUAL INSURANCE COMPANY RETIREMENT SAVINGS PLAN · AUSTIN, TX · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Texas Mutual Insurance Company reported $116,138 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $12,011 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.03%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 234th-largest of 5,688 plans among Texas employers on file, and the 353rd of 4,798 in finance & insurance. In 2025, the employer put in $1.24 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$402,824,249
Participants with balances1,414
Active participants1,052
Employer contributions$12,635,122
Employee contributions$10,174,421
Employer contribution per active participant$12,011
Average account balance$284,883
Benefits paid to participants$30,077,995
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$402.8M · 1,414 accts · $12.6M emplr
2024$344.8M · 1,414 accts · $12.3M emplr
2023$290.6M · 1,380 accts · $10.6M emplr
2022$237.4M · 1,340 accts · $9.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$94,088
Audit (IQPA)$22,050
Total administrative$116,138
The Texas Mutual Insurance Company 401(k) match · 2025
Employer contribution per active participant$12,011
Median for plans this size$4,295
2025$12,011 per active participant
2024$11,603 per active participant
2023$10,321 per active participant
2022$9,569 per active participant

Texas Mutual Insurance Company's 2025 employer contribution ran above the $4,295 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$94,133
WEAVER AND TIDWELL LLP · Accounting / audit$22,050

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$116,138 · 0.03%
2024$32,612 · 0.01%
2023$31,872 · 0.01%
2022$30,987 · 0.01%
Same employer
Similar plansFinance & Insurance · Texas
Dimensional Investment LLC TX$450.4M · 0.00%
Rithm Capital LLC TX$446.0M · 0.17%
Prosperity Bancshares, Inc. TX$383.0M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742615873 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.