Plan Ledger DOL Form 5500 · updated monthly

Terra Holdings dba Bhs Holdings, LLC401(k)

TERRA HOLDINGS 401(K) PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Terra Holdings dba Bhs Holdings, LLC reported $157,360 in plan administrative expenses for 2024: 0.25% of average plan assets, higher than ~75% of peers. Employer contributions averaged $294 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.25%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 1,132nd-largest of 5,648 plans among New York employers on file, and the 211th of 2,096 in real estate & leasing. In 2024, employees put in $33.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$64,813,833
Participants with balances563
Active participants429
Employer contributions$126,057
Employee contributions$4,190,981
Employer contribution per active participant$294
Average account balance$115,122
Benefits paid to participants$6,244,230
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$64.8M · 563 accts · $126K emplr
2023$59.8M · 594 accts · $157K emplr
2022$51.7M · 612 accts · $155K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$107,306
Investment management$50,054
Total administrative$157,360
The Terra Holdings dba Bhs Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$294
Median for plans this size$3,635
2024$294 per active participant
2023$354 per active participant
2022$334 per active participant

Terra Holdings dba Bhs Holdings, LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$107,306
MORGAN STANLEY GLOBAL · Investment advisory (plan)$37,574
MORGAN STANLEY GLOBAL · Investment advisory (plan)$35,882
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$157,360 · 0.25%
2023$102,779 · 0.18%
2022$97,607 · 0.17%
Same employer
Similar plansReal Estate & Leasing · New York
Tf Cornerstone Inc. NY$72.5M · 0.17%
Silverstein Properties, LLC NY$71.5M · 0.10%
Rema Holdings LLC NY$46.8M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133809960 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.