Plan Ledger DOL Form 5500 · updated monthly

Tehama County Opportunity Center, Inc. dba North Valley Services401(k)

NORTH VALLEY SERVICES 401(K) PLAN · RED BLUFF, CA · plan year 2023

Reported admin expense ratio · 2023
2.87%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Tehama County Opportunity Center, Inc. dba North Valley Services reported $31,308 in plan administrative expenses for 2023: 2.87% of average plan assets, higher than ~90% of peers. Employer contributions averaged $524 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 2.00% to 2.87%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,736th of 9,483), and 10,761st of 11,911 in health care & social assistance. In 2023, employees put in $1.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,164,998
Participants with balances92
Active participants163
Employer contributions$85,486
Employee contributions$116,349
Employer contribution per active participant$524
Average account balance$12,663
Benefits paid to participants$165,403
Plan auditUnmodified (clean) audit opinion
AuditorD.H. SCOTT & COMPANY
Plan history2
Yearassets · accounts · employer contribution
2023$1.2M · 92 accts · $85K emplr
2022$1.0M · 154 accts · $171K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$8,622
Investment management$6,319
Total administrative$31,308
The Tehama County Opportunity Center, Inc. dba North Valley Services 401(k) match · 2023
Employer contribution per active participant$524
Median for plans this size$1,308
2023$524 per active participant
2022$1,207 per active participant

Tehama County Opportunity Center, Inc. dba North Valley Services's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
JOHN HANCOCK LIFE INSURANCE CO · Recordkeeping · Investment management$1,795

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$31,308 · 2.87%
2022$19,719 · 2.00%
Same employer
Similar plansHealth Care & Social Assistance · California
Little Otter CA$1.2M · 0.02%
Quality Group Homes Inc CA$1.1M · 1.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941643577 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.