Plan Ledger DOL Form 5500 · updated monthly

Talladega-Clay-Randolph Child401(k)

TALLADEGA CLAY RANDOLPH CHILD CARE CORP. 401(K) PROFIT SHARING PLAN · TALLADEGA, AL · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Talladega-Clay-Randolph Child reported $40,977 in plan administrative expenses for 2024: 0.70% of average plan assets, above the peer median. Employer contributions averaged $413 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.70%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Alabama (570th of 902), and 7,169th of 11,911 in health care & social assistance. In 2024, employees put in $1.44 for every $1.00 the employer contributed; active participation has grown from 427 to 554 since 2022.

Plan summary
Net assets, end of year$6,367,315
Participants with balances294
Active participants554
Employer contributions$228,731
Employee contributions$328,525
Employer contribution per active participant$413
Average account balance$21,658
Benefits paid to participants$379,361
Plan auditUnmodified (clean) audit opinion
AuditorBMSS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 294 accts · $229K emplr
2023$5.3M · 290 accts · $191K emplr
2022$4.3M · 274 accts · $174K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,988
Investment management$2,989
Total administrative$40,977
The Talladega-Clay-Randolph Child 401(k) match · 2024
Employer contribution per active participant$413
Median for plans this size$1,313
2024$413 per active participant
2023$364 per active participant
2022$408 per active participant

Talladega-Clay-Randolph Child's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$28,094
WILSHIRE ASSOCIATES INC. · Named fiduciary$2,989

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$40,977 · 0.70%
2023$80,711 · 1.69%
2022$10,614 · 0.22%
Similar plansHealth Care & Social Assistance · Alabama
Northstar Ems, Inc. AL$6.7M · 0.89%
Surgery Center, Jv AL$6.4M · 0.09%
Health Services, Inc. AL$6.0M · 0.05%
Trinity Management, Inc. AL$5.9M · 1.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630644300 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.