Plan Ledger DOL Form 5500 · updated monthly

Tal Holdings, LLC401(k)

TAL HOLDINGS, LLC 401(K) RETIREMENT PLAN · VANCOUVER, WA · plan year 2025

Reported admin expense ratio · 2025
0.72%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Tal Holdings, LLC reported $86,684 in plan administrative expenses for 2025: 0.72% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,987 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.50% to 0.72%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Washington (908th of 1,714), and the 2,093rd of 5,215 in retail trade. In 2025, employees put in $1.65 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,280,477
Participants with balances463
Active participants438
Employer contributions$870,401
Employee contributions$1,435,918
Employer contribution per active participant$1,987
Average account balance$28,684
Benefits paid to participants$1,969,821
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$13.3M · 463 accts · $870K emplr
2024$10.9M · 493 accts · $983K emplr
2023$9.5M · 837 accts · $928K emplr
2022$6.6M · 475 accts · $434K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$86,684
Total administrative$86,684
The Tal Holdings, LLC 401(k) match · 2025
Employer contribution per active participant$1,987
Median for plans this size$2,666
2025$1,987 per active participant
2024$1,963 per active participant
2023$1,622 per active participant
2022$913 per active participant

Tal Holdings, LLC's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$86,683
CAMBRIDGE INVESTMENT RESEARCH ADVIS · Investment advisory (plan)indirect comp
HUB INTERNATIONAL INVESTMENT SERVIC · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$86,684 · 0.72%
2024$97,702 · 0.96%
2023$55,489 · 0.69%
2022$30,376 · 0.50%
Same employer
Similar plansRetail Trade · Washington
Larson Motors, Inc. WA$15.4M · 0.34%
Card Kingdom, Inc. WA$13.4M · 0.67%
Uhlmann Holding Company WA$13.2M · 0.55%
Carter Motors, Inc. WA$13.1M · 0.78%
Metropolitan Market, LLC WA$13.0M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 452504780 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.