Plan Ledger DOL Form 5500 · updated monthly

Synergy HR LLC401(k)

ZYNERGIA HR 401(K) PLAN · CROWN POINT, IN · plan year 2024

Reported admin expense ratio · 2024
1.77%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Synergy HR LLC reported $36,824 in plan administrative expenses for 2024: 1.77% of average plan assets, higher than ~90% of peers. Employer contributions averaged $52 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.11% to 1.77%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Indiana (1,376th of 1,562), and 9,823rd of 11,911 in health care & social assistance. In 2024, employees put in $18.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,272,882
Participants with balances206
Active participants616
Employer contributions$32,235
Employee contributions$580,905
Employer contribution per active participant$52
Average account balance$11,033
Benefits paid to participants$481,675
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.3M · 206 accts · $32K emplr
2023$1.9M · 173 accts · $5K emplr
2022$1.3M · 177 accts · $451 emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,957
Investment management$9,867
Total administrative$36,824
The Synergy HR LLC 401(k) match · 2024
Employer contribution per active participant$52
Median for plans this size$1,313
2024$52 per active participant
2023$8 per active participant
2022$1 per active participant

Synergy HR LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$26,957
CBIZ INVESTMENT ADVISORY SERVICES · Consulting · Insurance services$9,867

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$36,824 · 1.77%
2023$30,454 · 1.91%
2022$14,636 · 1.11%
All plans at this employer2
SYNERGY HR LLC 401(K) PROFIT SHARING PLAN AND TRUST401(k)
ZYNERGIA HR 401(K) PLAN401(k)
Same employer
Similar plansHealth Care & Social Assistance · Indiana
Good Samaritan Home, Inc. IN$2.1M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 813943870 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.