Plan Ledger DOL Form 5500 · updated monthly

Symmetry Lending, LLC401(k)

SYMMETRY LENDING 401(K) PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Symmetry Lending, LLC reported $35,900 in plan administrative expenses for 2024: 0.48% of average plan assets, below the peer median. Employer contributions averaged $4,263 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.31% to 0.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Georgia (1,359th of 2,160), and 4,143rd of 4,798 in finance & insurance. In 2024, employees put in $1.83 for every $1.00 the employer contributed; active participation has shrunk from 185 to 141 since 2022.

Plan summary
Net assets, end of year$8,267,003
Participants with balances177
Active participants141
Employer contributions$601,105
Employee contributions$1,097,908
Employer contribution per active participant$4,263
Average account balance$46,706
Benefits paid to participants$1,216,032
Plan auditUnmodified (clean) audit opinion
AuditorAPRIO, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$8.3M · 177 accts · $601K emplr
2023$6.8M · 167 accts · $564K emplr
2022$4.8M · 174 accts · $567K emplr
Administrative expenses, itemized · 2024
Investment management$35,900
Total administrative$35,900
The Symmetry Lending, LLC 401(k) match · 2024
Employer contribution per active participant$4,263
Median for plans this size$1,313
2024$4,263 per active participant
2023$3,567 per active participant
2022$3,064 per active participant

Symmetry Lending, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
HUMAN INTEREST ADVISOR LLC · Contract administrator · Investment advisory (plan)$35,899

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Human Interest
2023Human Interest

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$35,900 · 0.48%
2023$28,106 · 0.48%
2022$14,760 · 0.31%
Same employer
Similar plansFinance & Insurance · Georgia
Crif Select Corporation GA$9.9M · 0.31%
Fmb Bancshares, Inc. GA$8.4M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 822718716 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.