Plan Ledger DOL Form 5500 · updated monthly

Surface Technologies Corporation401(k)

SURFACE TECHNOLOGIES CORPORATION 401K PROFIT SHARING PLAN · ATLANTIC BEACH, FL · plan year 2025

Reported admin expense ratio · 2025
0.29%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Surface Technologies Corporation reported $20,065 in plan administrative expenses for 2025: 0.29% of average plan assets, below the peer median. Employer contributions averaged $1,155 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.11% to 0.29%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Florida (2,155th of 3,644), and 3,588th of 5,337 in construction. In 2025, employees put in $1.54 for every $1.00 the employer contributed; active participation has grown from 209 to 231 since 2022.

Plan summary
Net assets, end of year$7,033,938
Participants with balances152
Active participants231
Employer contributions$266,885
Employee contributions$410,193
Employer contribution per active participant$1,155
Average account balance$46,276
Benefits paid to participants$1,031,203
Plan auditUnmodified (clean) audit opinion
AuditorSEAY & WEISSINGER, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$7.0M · 152 accts · $267K emplr
2024$6.6M · 146 accts · $238K emplr
2023$6.3M · 140 accts · $217K emplr
2022$5.2M · 140 accts · $93K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,065
Total administrative$20,065
The Surface Technologies Corporation 401(k) match · 2025
Employer contribution per active participant$1,155
Median for plans this size$1,464
2025$1,155 per active participant
2024$1,113 per active participant
2023$1,022 per active participant
2022$444 per active participant

Surface Technologies Corporation's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
ASCENSUS HOLDINGS INC DBA FUTUREPLA · Contract administrator$10,686
ASCENSUS INC · Contract administrator$4,388

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$20,065 · 0.29%
2024$14,954 · 0.23%
2023$11,630 · 0.20%
2022$6,468 · 0.11%
Same employer
Similar plansConstruction · Florida
Nassal Holdings Inc FL$7.1M · 0.08%
Edmonson Electric, Inc. FL$7.1M · 0.72%
Southeast Mechanical FL$7.0M · 0.72%
Jon M. Hall Company, LLC FL$6.8M · 0.71%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592512134 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.