Plan Ledger DOL Form 5500 · updated monthly

Sunward Steel Buildings, Inc.401(k)

SUNWARD FINANCIAL CORPORATION AND AFFILIATED COMPANIES 401(K) PLAN · DENVER, CO · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Sunward Steel Buildings, Inc. reported $4,869 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.08% to 0.10%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Colorado (1,062nd of 1,461), and 11,265th of 13,661 in manufacturing. active participation has grown from 119 to 135 since 2022.

Plan summary
Net assets, end of year$4,876,494
Participants with balances204
Active participants135
Employer contributions$0
Employee contributions$359,211
Employer contribution per active participant$0
Average account balance$23,904
Benefits paid to participants$686,911
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$4.9M · 204 accts
2024$4.5M · 159 accts
2023$3.8M · 262 accts · $3 emplr
2022$3.1M · 193 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,425
Investment management$144
Total administrative$4,869
The Sunward Steel Buildings, Inc. 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$1,464

Sunward Steel Buildings, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$4,869 · 0.10%
2024$19,270 · 0.46%
2023$4,355 · 0.13%
2022$2,602 · 0.08%
Same employer
Similar plansManufacturing · Colorado
Rmb Products, Inc. CO$5.8M · 0.22%
Oralabs, Inc. CO$5.4M · 0.73%
Caroba Plastics, Inc. CO$4.9M · 0.53%
Brunton Outdoor, Inc CO$4.9M · 0.81%
Canopy Growth USA, LLC CO$4.8M · 0.63%
Deline Box Company CO$4.5M · 0.80%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841216290 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.