Plan Ledger DOL Form 5500 · updated monthly

Sts Holdings, LLC401(k)

STS 401(K) RETIREMENT PLAN AND TRUST · JENSEN BEACH, FL · plan year 2023

Reported admin expense ratio · 2023
0.65%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Sts Holdings, LLC reported $59,243 in plan administrative expenses for 2023: 0.65% of average plan assets, above the peer median. Employer contributions averaged $92 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.65%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Florida (1,844th of 3,644), and the 1,195th of 2,677 in transportation & warehousing. In 2023, employees put in $18.98 for every $1.00 the employer contributed; active participation has shrunk from 1,114 to 770 since 2022.

Plan summary
Net assets, end of year$9,476,451
Participants with balances325
Active participants770
Employer contributions$70,467
Employee contributions$1,337,489
Employer contribution per active participant$92
Average account balance$29,158
Benefits paid to participants$1,988,198
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $21K emplr
2023$9.5M · 325 accts · $70K emplr
2022$8.7M · 301 accts · $25K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$37,667
Investment management$21,576
Total administrative$59,243
The Sts Holdings, LLC 401(k) match · 2023
Employer contribution per active participant$92
Median for plans this size$1,308
2023$92 per active participant
2022$22 per active participant

Sts Holdings, LLC's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
GALLAGHER FIDUCIARY ADVISORS · Investment advisory (participants)$21,576

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

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Administrative cost history3
2024Not separately reported
2023$59,243 · 0.65%
2022$62,198 · 0.68%
Similar plansTransportation & Warehousing · Florida
Igps Logistics LLC FL$10.5M · 0.51%
Bekins A-1 Movers, Inc FL$10.1M · 0.11%
Walpole, Inc. FL$9.7M · 0.64%
Western Global Airlines FL$9.6M · 1.26%
Trailer Bridge, Inc. FL$8.5M · 0.70%
Norcom Realty Corp. FL$7.5M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 650790032 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.