Plan Ledger DOL Form 5500 · updated monthly

Structural Group Inc.401(k)

STRUCTURAL GROUP, INC. 401(K) SAVINGS PLAN AND TRUST · COLUMBIA, MD · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Structural Group Inc. reported $291,672 in plan administrative expenses for 2024: 0.17% of average plan assets, above the peer median. Employer contributions averaged $2,268 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 95th-largest of 1,671 plans among Maryland employers on file, and the 368th of 5,337 in construction. In 2024, employees put in $2.24 for every $1.00 the employer contributed; active participation has grown from 2,086 to 2,404 since 2022.

Plan summary
Net assets, end of year$187,658,495
Participants with balances2,421
Active participants2,404
Employer contributions$5,451,214
Employee contributions$12,236,347
Employer contribution per active participant$2,268
Average account balance$77,513
Benefits paid to participants$11,302,649
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$187.7M · 2,421 accts · $5.5M emplr
2023$157.9M · 2,138 accts · $5.5M emplr
2022$123.8M · 1,669 accts · $4.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$214,933
Investment management$76,739
Total administrative$291,672
The Structural Group Inc. 401(k) match · 2024
Employer contribution per active participant$2,268
Median for plans this size$3,635
2024$2,268 per active participant
2023$2,321 per active participant
2022$2,137 per active participant

Structural Group Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$214,933
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (plan)$76,739

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$291,672 · 0.17%
2023$214,367 · 0.15%
2022$192,657 · 0.14%
Same employer
Similar plansConstruction · Maryland
The Donohoe Companies, Inc. MD$131.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521071818 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.