Plan Ledger DOL Form 5500 · updated monthly

Stonecreek Services, LLC401(k)

STONECREEK DENTAL CARE 401(K)PLAN · VESTAVIA HILLS, AL · plan year 2024

Reported admin expense ratio · 2024
1.54%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Stonecreek Services, LLC reported $56,020 in plan administrative expenses for 2024: 1.54% of average plan assets, higher than ~90% of peers. Employer contributions averaged $526 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.54%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Alabama (671st of 902), and 8,494th of 11,911 in health care & social assistance. In 2024, employees put in $4.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,082,809
Participants with balances137
Active participants233
Employer contributions$122,503
Employee contributions$519,519
Employer contribution per active participant$526
Average account balance$29,802
Benefits paid to participants$246,273
Plan auditUnmodified (clean) audit opinion
AuditorTHE HIGHLANDS ACCOUNTING GROUP, INC
Plan history3
Yearassets · accounts · employer contribution
2024$4.1M · 137 accts · $123K emplr
2023$3.2M · 131 accts · $108K emplr
2022$2.3M · $106K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,020
Total administrative$56,020
The Stonecreek Services, LLC 401(k) match · 2024
Employer contribution per active participant$526
Median for plans this size$1,313
2024$526 per active participant
2023$427 per active participant
2022$459 per active participant

Stonecreek Services, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ERISA SERVICES · Recordkeeping$375
LINCOLN NATIONAL CORPORATION · Contract administrator$37,260
WELLS FARGO ADVISORS · Investment advisory (plan)$18,422

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$56,020 · 1.54%
2023$40,719 · 1.48%
2022$34,060 · 1.49%
Similar plansHealth Care & Social Assistance · Alabama
Sasser Enterprises, Inc. AL$4.3M · 1.01%
Qchc Management Services AL$3.8M · 0.93%

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Source: U.S. Department of Labor, Form 5500 series, EIN 352662873 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.