Plan Ledger DOL Form 5500 · updated monthly

Steve Declerck Enterprises IncProfit-sharing plan

DECLERCK ENTERPRISES PROFIT SHARING PLAN & TRUST · YREKA, CA · plan year 2023

Reported admin expense ratio · 2023
1.23%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Steve Declerck Enterprises Inc reported $65,022 in plan administrative expenses for 2023: 1.23% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,203 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.98% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in California (6,791st of 9,483), and the 824th of 2,240 in accommodation & food services.

Plan summary
Net assets, end of year$5,663,710
Participants with balances130
Active participants90
Employer contributions$288,253
Employee contributions—
Employer contribution per active participant$3,203
Average account balance$43,567
Benefits paid to participants$63,214
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.1M · 123 accts · $275K emplr
2023$5.7M · 130 accts · $288K emplr
2022$4.9M · 120 accts · $181K emplr
Administrative expenses, itemized · 2023
Investment management$65,022
Total administrative$65,022
Employer contributions to the Steve Declerck Enterprises Inc plan · 2023
Employer contribution per active participant$3,203
Median for plans this size$1,308
2024$3,017 per active participant
2023$3,203 per active participant
2022$1,848 per active participant

Steve Declerck Enterprises Inc's 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
NORTHWEST RETIREMENT PLANS · Accounting / audit · Plan administrator$6,663
SISKIYOU WEALTH MANAGEMENT · Investment advisory (plan)$35,889
NORRIS & PETERSON · Accounting / audit$22,470

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$28,779 · 0.74%
2023$65,022 · 1.23%
2022$50,110 · 0.98%
Similar plansAccommodation & Food Services · California
Equator Coffees, LLC CA$6.1M · 0.64%
Pressed Juicery, Inc. CA$6.0M · 0.67%
Fm Restaurants Hq, LLC CA$6.0M · 0.48%
Blaze Pizza, LLC CA$5.2M · 0.02%
The Brigantine, Inc. CA$5.2M · 0.69%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201066773 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.