Plan Ledger DOL Form 5500 · updated monthly

Stem, Inc.401(k)

STEM, INC. 401(K) PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Stem, Inc. reported $77,599 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $5,198 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,366th-largest of 5,688 plans among Texas employers on file, and the 3,657th of 11,654 in professional & technical services. In 2024, employees put in $2.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$35,345,760
Participants with balances504
Active participants379
Employer contributions$1,969,879
Employee contributions$4,730,887
Employer contribution per active participant$5,198
Average account balance$70,130
Benefits paid to participants$5,478,526
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,870
Investment management$73,729
Total administrative$77,599
The Stem, Inc. 401(k) match · 2024
Employer contribution per active participant$5,198
Median for plans this size$2,416

Stem, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MMA SECURITIES · Investment advisory (plan)$73,729
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,870

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$77,599 · 0.25%
Similar plansProfessional & Technical Services · Texas
Suveto Buyer, LLC TX$35.6M · 0.80%
Vysus Moduspec Inc. TX$35.6M · 0.08%
Corel Inc. TX$35.1M · 0.20%
Moroch Holdings, Inc. TX$35.0M · 0.22%
Pinnacle Asset Integrity TX$34.9M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 851972187 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.