Plan Ledger DOL Form 5500 · updated monthly

Stella May Contracting, Inc.401(k)

STELLA MAY CONTRACTING, INC. 401(K) PLAN · EDGEWOOD, MD · plan year 2024

Reported admin expense ratio · 2024
1.43%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Stella May Contracting, Inc. reported $63,420 in plan administrative expenses for 2024: 1.43% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,184 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.14% to 1.43%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Maryland (1,261st of 1,671), and 3,907th of 5,337 in construction. In 2024, employees put in $1.75 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,368,146
Participants with balances266
Active participants249
Employer contributions$543,905
Employee contributions$949,640
Employer contribution per active participant$2,184
Average account balance$20,181
Benefits paid to participants$124,822
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$5.4M · 266 accts · $544K emplr
2022$2.5M · 90 accts · $227K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,504
Investment management$21,916
Total administrative$63,420
The Stella May Contracting, Inc. 401(k) match · 2024
Employer contribution per active participant$2,184
Median for plans this size$1,313
2024$2,184 per active participant
2022$1,100 per active participant

Stella May Contracting, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK USA · Recordkeeping · Investment management$21,637
RJA 3(38) FEE · Investment advisory (participants)$21,916

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$63,420 · 1.43%
2022$29,526 · 1.14%
Same employer
Similar plansConstruction · Maryland
Rolyn Companies, Inc. MD$5.8M · 0.03%
Tri-State Drywall, Inc. MD$5.7M · 0.16%
Ross Contracting Inc MD$5.5M · 0.69%
Nichols Contracting, Inc. MD$4.9M · 0.85%
Service Today, Inc. MD$4.8M · 0.38%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 521910436 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.