Plan Ledger DOL Form 5500 · updated monthly

Steamfitters Local 439401(k)

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST · CASEYVILLE, IL · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Steamfitters Local 439 reported $85,489 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $9,276 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,052nd-largest of 3,702 plans among Illinois employers on file, and the 1,200th of 5,337 in construction. In 2024, the employer put in $3.98 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$41,838,399
Participants with balances189
Active participants136
Employer contributions$1,261,582
Employee contributions$316,883
Employer contribution per active participant$9,276
Average account balance$221,367
Benefits paid to participants$3,573,865
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$41.8M · 189 accts · $1.3M emplr
2023$37.9M · 185 accts · $1.5M emplr
2022$31.5M · 186 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,168
Investment management$56,723
Total administrative$85,489
The Steamfitters Local 439 401(k) match · 2024
Employer contribution per active participant$9,276
Median for plans this size$2,416
2024$9,276 per active participant
2023$11,176 per active participant
2022$9,593 per active participant

Steamfitters Local 439's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EKON BENEFITS · Recordkeeping · Consulting$6,784
EKON ADVISORS · Investment advisory (plan)$47,546
ANDERS MINKLER HUBER & HELM LLP · Accounting / audit$17,100
HAMMOND AND SHINNERS, P.C. · Legal$4,498

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EKON BENEFITS
2023EKON BENEFITS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$85,489 · 0.21%
2023$72,499 · 0.21%
2022$67,695 · 0.20%
Similar plansConstruction · Illinois
Fourgen Holdings Inc. IL$45.2M · 0.24%
Pernix Group Inc. IL$44.7M · 0.23%
Skender Group, LLC IL$44.0M · 0.16%
Luhr Crosby, LLC IL$40.4M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 371186815 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.