Plan Ledger DOL Form 5500 · updated monthly

Starnet Emergency Services, Inc. D/B/A Westchester Ems403(b)

STARNET EMERGENCY SERVICES EMPLOYEES' RETIREMENT AND SAVINGS PLAN · MT. KISCO, NY · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Starnet Emergency Services, Inc. D/B/A Westchester Ems reported $11,212 in plan administrative expenses for 2024: 0.18% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,244 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.18%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,216th of 5,648), and 7,191st of 11,911 in health care & social assistance. In 2024, the employer put in $1.18 for every $1.00 employees contributed themselves; active participation has grown from 163 to 188 since 2022.

Plan summary
Net assets, end of year$6,323,100
Participants with balances223
Active participants188
Employer contributions$233,934
Employee contributions$199,062
Employer contribution per active participant$1,244
Average account balance$28,355
Benefits paid to participants$1,123,532
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.3M · 223 accts · $234K emplr
2023$5.9M · 202 accts · $226K emplr
2022$4.9M · 183 accts · $222K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,212
Total administrative$11,212
Employer contributions to the Starnet Emergency Services, Inc. D/B/A Westchester Ems plan · 2024
Employer contribution per active participant$1,244
Median for plans this size$1,313
2024$1,244 per active participant
2023$1,143 per active participant
2022$1,359 per active participant

Starnet Emergency Services, Inc. D/B/A Westchester Ems's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$11,212
NATIONAL FINANCIALS SERVICES · Securities brokerageindirect comp
HEALTHCARE COMMUNITY SEC CORP · Consulting · Insurance servicesindirect comp
CHARLES SCHWAB & CO., INC · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,212 · 0.18%
2023$9,999 · 0.18%
2022$7,795 · 0.14%
Similar plansHealth Care & Social Assistance · New York
River Hospital, Inc. NY$6.4M · 1.01%
Search for Change, Inc. NY$6.3M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 134091675 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.