Plan Ledger DOL Form 5500 · updated monthly

Stanford Federal Credit Union401(k)

STANFORD FEDERAL CREDIT UNION DEFERRED COMPENSATION PLAN · PALO ALTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Stanford Federal Credit Union reported $41,793 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,777 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,068th-largest of 9,483 plans among California employers on file, and the 1,914th of 4,798 in finance & insurance. In 2024, employees put in $1.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$41,350,221
Participants with balances456
Active participants243
Employer contributions$1,889,923
Employee contributions$2,489,340
Employer contribution per active participant$7,777
Average account balance$90,680
Benefits paid to participants$4,014,105
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$41.4M · 456 accts · $1.9M emplr
2023$35.8M · 447 accts · $1.7M emplr
2022$28.5M · 414 accts · $1.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,793
Total administrative$41,793
The Stanford Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$7,777
Median for plans this size$2,416
2024$7,777 per active participant
2023$6,715 per active participant
2022$6,971 per active participant

Stanford Federal Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ASCENSUS LLC · Loan processing · Recordkeeping$41,793

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,793 · 0.11%
2023$39,753 · 0.12%
2022$38,769 · 0.13%
Same employer
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Paamco Prisma, LLC CA$43.0M · 0.04%
American Business Bank CA$42.8M · 0.02%
Stretto CA$41.3M · 0.20%
Altura Credit Union CA$40.9M · 0.39%
Dave Operating LLC CA$40.6M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941492212 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.