Plan Ledger DOL Form 5500 · updated monthly

Standard Heating & Air Conditioning401(k)

STANDARD HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN · LA VISTA, NE · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Standard Heating & Air Conditioning reported $3,746 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,006 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Nebraska (361st of 565), and 3,054th of 5,337 in construction. In 2025, employees put in $3.57 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,308,280
Participants with balances204
Active participants179
Employer contributions$179,992
Employee contributions$641,904
Employer contribution per active participant$1,006
Average account balance$50,531
Benefits paid to participants$1,304,283
Plan auditUnmodified (clean) audit opinion
AuditorLUTZ & COMPANY
Plan history4
Yearassets · accounts · employer contribution
2025$10.3M · 204 accts · $180K emplr
2024$9.4M · 193 accts · $147K emplr
2023$8.0M · 200 accts · $151K emplr
2022$6.3M · 164 accts · $76K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,746
Total administrative$3,746
The Standard Heating & Air Conditioning 401(k) match · 2025
Employer contribution per active participant$1,006
Median for plans this size$1,464
2025$1,006 per active participant
2024$785 per active participant
2023$733 per active participant
2022$442 per active participant

Standard Heating & Air Conditioning's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
AMERITAS LIFE INSURANCE CORP · Recordkeeping · Loan processing$3,746

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Ameritas
2024Ameritas
2023Ameritas

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$3,746 · 0.04%
2024$2,906 · 0.03%
2023$7,115 · 0.10%
2022$2,362 · 0.03%
All plans at this employer2
STANDARD HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN401(k)
STANDARD HEATING & AIR CONDITIONING EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Werner Construction Co NE$14.2M · 0.38%
Paulsen, Inc. NE$13.1M · 0.09%
Americas Fence Store Inc. NE$12.4M · 0.48%
Aoi Corporation NE$9.7M · 0.24%
Heimes Corp. NE$9.0M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470593196 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.