Plan Ledger DOL Form 5500 · updated monthly

Stand Together Benefits, LLC401(k)

STAND TOGETHER BENEFITS, LLC 401(K) PLAN · ARLINGTON, VA · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Stand Together Benefits, LLC reported $377,980 in plan administrative expenses for 2024: 0.33% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,869 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.36% to 0.33%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 230th-largest of 2,266 plans among Virginia employers on file, and the 826th of 4,798 in finance & insurance. In 2024, employees put in $1.35 for every $1.00 the employer contributed; active participation has grown from 1,149 to 1,387 since 2022.

Plan summary
Net assets, end of year$126,965,985
Participants with balances1,596
Active participants1,387
Employer contributions$8,140,842
Employee contributions$10,970,788
Employer contribution per active participant$5,869
Average account balance$79,553
Benefits paid to participants$8,987,309
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$127.0M · 1,596 accts · $8.1M emplr
2023$101.0M · 1,512 accts · $7.2M emplr
2022$72.8M · 1,357 accts · $6.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$96,856
Investment management$281,124
Total administrative$377,980
The Stand Together Benefits, LLC 401(k) match · 2024
Employer contribution per active participant$5,869
Median for plans this size$3,635
2024$5,869 per active participant
2023$5,587 per active participant
2022$5,330 per active participant

Stand Together Benefits, LLC's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERCER INVESTMENTS, LLC · Consulting · Insurance services$247,002
EMPOWER ADVISORY GROUP, LLC · Investment management$34,121

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$377,980 · 0.33%
2023$306,628 · 0.35%
2022$273,234 · 0.36%
Same employer
Similar plansFinance & Insurance · Virginia
Pra Group, Inc. VA$118.4M · 0.28%
Virginia Credit Union, Inc. VA$108.9M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 452663979 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.