Plan Ledger DOL Form 5500 · updated monthly

Stagnaro Holdings, Inc.401(k)

STAGNARO DISTRIBUTING 401(K) PLAN · CINCINNATI, OH · plan year 2024

Reported admin expense ratio · 2024
0.93%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Stagnaro Holdings, Inc. reported $100,743 in plan administrative expenses for 2024: 0.93% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,138 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.36% to 0.93%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Ohio (1,852nd of 3,295), and 2,719th of 4,246 in wholesale trade. In 2024, employees put in $3.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,615,411
Participants with balances212
Active participants196
Employer contributions$222,997
Employee contributions$743,325
Employer contribution per active participant$1,138
Average account balance$54,790
Benefits paid to participants$727,064
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.6M · 212 accts · $223K emplr
2023$10.2M · 214 accts · $209K emplr
2022$9.4M · 210 accts · $201K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$47,253
Investment management$26,745
Total administrative$100,743
The Stagnaro Holdings, Inc. 401(k) match · 2024
Employer contribution per active participant$1,138
Median for plans this size$2,416
2024$1,138 per active participant
2023$1,034 per active participant
2022$1,032 per active participant

Stagnaro Holdings, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERRILL LYNCH PIERCE FENNER & SMITH · Pension consulting · Investment advisory (plan)$53,490
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$43,173
CREATIVE RETIREMENT SYSTEMS, INC · Contract administrator · Other services$4,080

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$100,743 · 0.93%
2023$83,969 · 0.86%
2022$35,146 · 0.36%
Similar plansWholesale Trade · Ohio
Phantom Administrative LLC OH$12.7M · 0.28%
Temeg Holdings, Inc. OH$12.1M · 0.62%
Cmpco Inc. OH$11.3M · 0.04%
Taylor Cadillac, Inc. OH$11.2M · 0.16%
I Supply Company OH$11.1M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271822334 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.