Plan Ledger DOL Form 5500 · updated monthly

St. Louis Community Credit Union401(k)

ST. LOUIS COMMUNITY CREDIT UNION CAPITAL ACCUMULATION PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

St. Louis Community Credit Union reported $38,628 in plan administrative expenses for 2024: 0.49% of average plan assets, below the peer median. Employer contributions averaged $2,090 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.41% to 0.49%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Missouri (942nd of 1,393), and 4,175th of 4,798 in finance & insurance. In 2024, employees put in $1.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,941,902
Participants with balances186
Active participants141
Employer contributions$294,693
Employee contributions$522,742
Employer contribution per active participant$2,090
Average account balance$42,698
Benefits paid to participants$1,400,397
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.9M · 186 accts · $295K emplr
2023$7.7M · 187 accts · $287K emplr
2022$7.0M · 183 accts · $280K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,622
Total administrative$38,628
The St. Louis Community Credit Union 401(k) match · 2024
Employer contribution per active participant$2,090
Median for plans this size$1,313
2024$2,090 per active participant
2023$2,142 per active participant
2022$2,087 per active participant

St. Louis Community Credit Union's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$37,622

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,628 · 0.49%
2023$32,895 · 0.45%
2022$30,069 · 0.41%
Same employer
Similar plansFinance & Insurance · Missouri
Neighbors Credit Union MO$9.3M · 0.02%
Endeavor Capital, LLC MO$8.6M · 0.75%
Homebank MO$7.6M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430616804 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.