Plan Ledger DOL Form 5500 · updated monthly

St. Josephs Villa403(b)

ST. JOSEPHS VILLA 403B PLAN · RICHMOND, VA · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

St. Josephs Villa reported $37,261 in plan administrative expenses for 2024: 0.51% of average plan assets, below the peer median. Employer contributions averaged $825 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.51%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Virginia (1,620th of 2,266), and 6,608th of 11,911 in health care & social assistance. In 2024, employees put in $1.70 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,646,966
Participants with balances143
Active participants275
Employer contributions$226,849
Employee contributions$384,654
Employer contribution per active participant$825
Average account balance$53,475
Benefits paid to participants$691,101
Plan auditUnmodified (clean) audit opinion
AuditorKEITER
Plan history3
Yearassets · accounts · employer contribution
2024$7.6M · 143 accts · $227K emplr
2023$6.9M · 132 accts · $202K emplr
2022$7.1M · 135 accts · $234K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,261
Total administrative$37,261
Employer contributions to the St. Josephs Villa plan · 2024
Employer contribution per active participant$825
Median for plans this size$1,313
2024$825 per active participant
2023$652 per active participant
2022$891 per active participant

St. Josephs Villa's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$16,141
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Participant communicationindirect comp
KESTRA ADVISORY SERVICES. · Investment advisory (plan)$20,192

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica, Vanguard
2023OneAmerica, Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$37,261 · 0.51%
2023$2,245 · 0.03%
2022$912 · 0.01%
Same employer
Similar plansHealth Care & Social Assistance · Virginia
Masonic Home of Virginia VA$8.0M · 0.58%
SOAR365 VA$7.7M · 0.06%
Kissito Healthcare, Inc. VA$7.7M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 540505950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.