Plan Ledger DOL Form 5500 · updated monthly

St. George Auto Sales, Inc401(k)

STG AUTO GROUP RETIREMENT SAVINGS PLAN 401(K) PLAN · MONTCLAIR, CA · plan year 2024

Reported admin expense ratio · 2024
2.05%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

St. George Auto Sales, Inc reported $24,877 in plan administrative expenses for 2024: 2.05% of average plan assets, higher than ~90% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 4.27% to 2.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (8,661st of 9,483), and 4,882nd of 5,215 in retail trade. active participation has shrunk from 240 to 207 since 2022.

Plan summary
Net assets, end of year$1,294,080
Participants with balances309
Active participants207
Employer contributions$0
Employee contributions$377,183
Employer contribution per active participant$0
Average account balance$4,188
Benefits paid to participants$377,157
Plan auditUnmodified (clean) audit opinion
AuditorMIKE AVERSANO CPA, PC
Plan history3
Yearassets · accounts · employer contribution
2024$1.3M · 309 accts
2023$1.1M · 318 accts
2022$758K · 335 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,215
Investment management$160
Trustee / custodial$502
Total administrative$24,877
The St. George Auto Sales, Inc 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

St. George Auto Sales, Inc's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$24,877 · 2.05%
2023$28,242 · 2.99%
2022$24,929 · 4.27%
Similar plansRetail Trade · California
Showroom Inc CA$1.4M · 0.85%
Gahh LLC CA$1.4M · 0.73%
R Ranch Market, Inc. CA$1.3M · 0.37%
Wild Roots Market Inc CA$1.3M · 0.54%
Champion Windows Inc CA$1.2M · 0.43%
Mass Automotive Group LLC CA$1.2M · 2.09%
Sanctuary Clothing LLC CA$1.2M · 1.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 542126439 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.