Plan Ledger DOL Form 5500 · updated monthly

St. Croix Regional Medical Center403(b)

ST. CROIX REGIONAL MEDICAL CENTER 403(B) RETIREMENT PLAN · ST. CROIX FALLS, WI · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

St. Croix Regional Medical Center reported $275,382 in plan administrative expenses for 2024: 0.35% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,520 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.35%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 269th-largest of 1,936 plans among Wisconsin employers on file, and the 1,254th of 11,911 in health care & social assistance. In 2024, employees put in $1.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$83,505,269
Participants with balances769
Active participants679
Employer contributions$2,390,283
Employee contributions$2,992,267
Employer contribution per active participant$3,520
Average account balance$108,589
Benefits paid to participants$8,637,492
Plan auditUnmodified (clean) audit opinion
AuditorDS&B LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$83.5M · 769 accts · $2.4M emplr
2023$75.3M · 960 accts · $2.3M emplr
2022$67.5M · 921 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$275,382
Total administrative$275,382
Employer contributions to the St. Croix Regional Medical Center plan · 2024
Employer contribution per active participant$3,520
Median for plans this size$3,635
2024$3,520 per active participant
2023$3,331 per active participant
2022$3,023 per active participant

St. Croix Regional Medical Center's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ALERUS FINANCIAL, N.A. · Recordkeeping · Trustee$166,717
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$78,195
COMMONWEALTH EQUITY SERVICES LLP · Investment management$30,470
CREATIVE PLANNING, LLC · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$275,382 · 0.35%
2023$184,127 · 0.26%
2022$184,853 · 0.25%
Same employer
Similar plansHealth Care & Social Assistance · Wisconsin
Froedtert South, Inc. WI$89.2M · 0.13%
Upland Hills Health, Inc. WI$77.8M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390890676 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.