Plan Ledger DOL Form 5500 · updated monthly

St. Clair Darden Health System, Inc403(b)

HEALTHWIN EMPLOYEES' 403(B) RETIREMENT PLAN · SOUTH BEND, IN · plan year 2022

Reported admin expense ratio · 2022
1.08%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

St. Clair Darden Health System, Inc reported $35,390 in plan administrative expenses for 2022: 1.08% of average plan assets, higher than ~75% of peers. Employer contributions averaged $234 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Indiana (1,326th of 1,562), and 9,242nd of 11,911 in health care & social assistance. In 2022, employees put in $3.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,025,497
Participants with balances95
Active participants330
Employer contributions$77,301
Employee contributions$239,039
Employer contribution per active participant$234
Average account balance$31,847
Benefits paid to participants$206,080
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$4,669
Investment management$30,721
Total administrative$35,390
Employer contributions to the St. Clair Darden Health System, Inc plan · 2022
Employer contribution per active participant$234
Median for plans this size$1,114

St. Clair Darden Health System, Inc's 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$35,390 · 1.08%
Same employer
Similar plansHealth Care & Social Assistance · Indiana
Hillcroft Services Inc IN$2.9M · 0.77%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351905251 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.