Plan Ledger DOL Form 5500 · updated monthly

St. Catherine University403(b)

ST. CATHERINE UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN · ST. PAUL, MN · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

St. Catherine University reported $18,176 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,349 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.013% to 0.010%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 182nd-largest of 1,918 plans among Minnesota employers on file, and the 313th of 3,091 in educational services. In 2024, employees put in $2.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$178,169,603
Participants with balances1,412
Active participants1,014
Employer contributions$1,368,041
Employee contributions$3,119,899
Employer contribution per active participant$1,349
Average account balance$126,182
Benefits paid to participants$17,206,567
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$178.2M · 1,412 accts · $1.4M emplr
2023$170.1M · 1,439 accts · $1.9M emplr
2022$157.0M · 1,415 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,176
Total administrative$18,176
Employer contributions to the St. Catherine University plan · 2024
Employer contribution per active participant$1,349
Median for plans this size$3,635
2024$1,349 per active participant
2023$1,885 per active participant
2022$1,731 per active participant

St. Catherine University's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA-TEACHERS INSURANCE AND ANNUITY · Recordkeeping · Custodial (securities)$121,112

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Fidelity, TIAA
2023Fidelity, TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$18,176 · 0.01%
2023$20,450 · 0.01%
2022Not separately reported
Same employer
Similar plansEducational Services · Minnesota
St. Olaf College MN$326.9M · 0.10%
Macalester College MN$273.1M · 0.08%
Concordia College MN$194.2M · 0.09%
Ecmc Group, Inc. MN$190.2M · 0.06%
Augsburg University MN$149.4M · 0.01%
The Blake School MN$127.5M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 410695509 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.