Plan Ledger DOL Form 5500 · updated monthly

St. Bernards School403(b)

ST. BERNARDS SCHOOL EMPLOYEE RETIREMENT PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

St. Bernards School reported $950 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $13,242 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.001% to 0.001%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 1,089th-largest of 5,648 plans among New York employers on file, and the 727th of 3,091 in educational services. In 2024, the employer put in $1.81 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$68,101,115
Participants with balances240
Active participants107
Employer contributions$1,416,849
Employee contributions$782,248
Employer contribution per active participant$13,242
Average account balance$283,755
Benefits paid to participants$4,271,565
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$68.1M · 240 accts · $1.4M emplr
2023$61.2M · 242 accts · $1.4M emplr
2022$52.5M · 235 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$950
Total administrative$950
Employer contributions to the St. Bernards School plan · 2024
Employer contribution per active participant$13,242
Median for plans this size$3,635
2024$13,242 per active participant
2023$13,516 per active participant
2022$13,188 per active participant

St. Bernards School's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TIAA · Loan processing$950

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$950 · 0.00%
2023$375 · 0.00%
2022$650 · 0.00%
Same employer
Similar plansEducational Services · New York
Saint David's School NY$73.0M · 0.01%
Friends Academy NY$65.0M · 0.08%
Excelsior University NY$64.2M · 0.08%
The Masters School NY$63.2M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131255270 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.