Plan Ledger DOL Form 5500 · updated monthly

St. Bernards Physician Clinics401(k)

ST. BERNARDS PHYSICIAN CLINICS INC. RETIREMENT PLAN · JONESBORO, AR · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

St. Bernards Physician Clinics reported $174,227 in plan administrative expenses for 2024: 0.15% of average plan assets, above the peer median. Employer contributions averaged $5,484 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.35% to 0.15%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 34th-largest of 456 plans among Arkansas employers on file, and the 904th of 11,911 in health care & social assistance. In 2024, employees put in $1.30 for every $1.00 the employer contributed; active participation has shrunk from 817 to 535 since 2022.

Plan summary
Net assets, end of year$125,052,423
Participants with balances533
Active participants535
Employer contributions$2,934,147
Employee contributions$3,818,651
Employer contribution per active participant$5,484
Average account balance$234,620
Benefits paid to participants$8,847,102
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$125.1M · 533 accts · $2.9M emplr
2023$112.5M · 797 accts · $2.5M emplr
2022$89.2M · 1,005 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$61,727
Total administrative$174,227
The St. Bernards Physician Clinics 401(k) match · 2024
Employer contribution per active participant$5,484
Median for plans this size$3,635
2024$5,484 per active participant
2023$3,236 per active participant
2022$3,320 per active participant

St. Bernards Physician Clinics's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$99,227
SIMMONS WEALTH MANAGEMENT · Investment advisory (participants)$75,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$174,227 · 0.15%
2023$413,820 · 0.41%
2022$293,651 · 0.35%
Similar plansHealth Care & Social Assistance · Arkansas
Arkansas Children's, Inc AR$445.7M · 0.07%
Aegis Therapies, Inc. AR$123.5M · 0.35%
Radiology Associates, P.A. AR$101.2M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 871439061 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.