Plan Ledger DOL Form 5500 · updated monthly

St. Andrews Country Club Property Owners Association, Inc.401(k)

ST. ANDREWS COUNTRY CLUB PROPERTY OWNERS ASSOCIATION, INC. 401(K) PLAN · BOCA RATON, FL · plan year 2024

Reported admin expense ratio · 2024
0.88%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

St. Andrews Country Club Property Owners Association, Inc. reported $94,299 in plan administrative expenses for 2024: 0.88% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,892 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 1,625th-largest of 3,644 plans among Florida employers on file, and the 622nd of 1,311 in arts, entertainment & recreation. In 2024, employees put in $1.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,610,350
Participants with balances291
Active participants243
Employer contributions$459,816
Employee contributions$835,489
Employer contribution per active participant$1,892
Average account balance$39,898
Benefits paid to participants$1,072,438
Plan auditUnmodified (clean) audit opinion
AuditorHOLLYFIELD & THOMAS, LLC
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$81,549
Audit (IQPA)$12,750
Total administrative$94,299
The St. Andrews Country Club Property Owners Association, Inc. 401(k) match · 2024
Employer contribution per active participant$1,892
Median for plans this size$2,416

St. Andrews Country Club Property Owners Association, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$55,094
DEFINITI, LLC · Named fiduciary · Loan processing$23,336
HOLYFIELD & THOMAS LLC · Accounting / audit$12,750
BANK OF AMERICA NA · Investment advisory (plan)$3,119

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$94,299 · 0.88%
Similar plansArts, Entertainment & Recreation · Florida
Grey Oaks Country Club, LTD FL$11.7M · 0.52%
The Everglades Club, Inc. FL$11.2M · 0.85%
Frenchman's Creek, Inc. FL$10.8M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592309237 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.