Plan Ledger DOL Form 5500 · updated monthly

Ssg-Advisors, LLC dba Resonance401(k)

RESONANCE 401(K) PLAN · BURLINGTON, VT · plan year 2024

Reported admin expense ratio · 2024
1.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ssg-Advisors, LLC dba Resonance reported $68,231 in plan administrative expenses for 2024: 1.03% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,356 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.91% to 1.03%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Vermont (166th of 230), and 8,974th of 11,654 in professional & technical services. In 2024, employees put in $2.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,231,099
Participants with balances122
Active participants86
Employer contributions$374,652
Employee contributions$845,968
Employer contribution per active participant$4,356
Average account balance$59,271
Benefits paid to participants$957,223
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $93K emplr
2024$7.2M · 122 accts · $375K emplr
2023$6.0M · 125 accts · $292K emplr
2022$4.8M · 119 accts · $265K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$68,231
Total administrative$68,231
The Ssg-Advisors, LLC dba Resonance 401(k) match · 2024
Employer contribution per active participant$4,356
Median for plans this size$1,313
2024$4,356 per active participant
2023$3,523 per active participant
2022$3,271 per active participant

Ssg-Advisors, LLC dba Resonance's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA RETIREMENT SOLUTIONS, · Recordkeeping · Loan processing$65,981
FUTUREPLAN BY ASCENSUS · Recordkeeping · Loan processing$2,250
SBHU/MORGAN STANLEY SMITH BARNEY, L · Insurance broker · Insurance servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Ascensus, Transamerica
2024Ascensus, Transamerica
2023Ascensus, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$68,231 · 1.03%
2023$51,064 · 0.95%
2022$44,899 · 0.91%
Similar plansProfessional & Technical Services · Vermont
Asic North, Inc. VT$20.8M · 0.17%
Cn Holdings, Inc. VT$16.2M · 0.30%
Itech US, Inc. VT$13.4M · 0.72%
Melink Corporation OH$7.2M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271226648 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.