Plan Ledger DOL Form 5500 · updated monthly

Spot Ai, Inc.401(k)

SPOT AI, INC. 401(K) PLAN · LEHI, UT · plan year 2025

Reported admin expense ratio · 2025
0.15%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Spot Ai, Inc. reported $10,905 in plan administrative expenses for 2025: 0.15% of average plan assets, lower than ~75% of peers. Employer contributions averaged $9,339 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.11% to 0.15%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other information & media employers. By assets it is among the smaller plans on file in Utah (508th of 848), and 1,628th of 2,199 in information & media. In 2025, employees put in $1.95 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,192,796
Participants with balances132
Active participants69
Employer contributions$644,379
Employee contributions$1,259,665
Employer contribution per active participant$9,339
Average account balance$62,067
Benefits paid to participants$1,378,543
Plan auditUnmodified (clean) audit opinion
AuditorFRANK, RIMERMAN & CO. LLP
Plan history2
Yearassets · accounts · employer contribution
2025$8.2M · 132 accts · $644K emplr
2024$6.4M · 139 accts · $693K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,980
Audit (IQPA)$8,925
Total administrative$10,905
The Spot Ai, Inc. 401(k) match · 2025
Employer contribution per active participant$9,339
Median for plans this size$1,464
2025$9,339 per active participant
2024$7,005 per active participant

Spot Ai, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
GUIDELINE INVESTMENTS · Investment advisory (participants) · Named fiduciary$8,925

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$10,905 · 0.15%
2024$5,533 · 0.11%
Same employer
Similar plansInformation & Media · Utah
Repositrak, Inc. UT$10.1M · 0.24%
Network Merchants, LLC UT$8.8M · 0.04%
Kuali Incorporated UT$8.6M · 0.32%
Chess.com, LLC UT$8.0M · 0.23%
Jobnimbus, LLC UT$7.5M · 1.51%
Smule, Inc. UT$7.0M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824422201 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.