Plan Ledger DOL Form 5500 · updated monthly

Spiraledge, Inc401(k)

SPIRALEDGE, INC 401(K) PLAN · WEST CHESTER, OH · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Spiraledge, Inc reported $20,992 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $354 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.25%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Ohio (2,082nd of 3,295), and 2,838th of 5,215 in retail trade. In 2024, employees put in $7.59 for every $1.00 the employer contributed; active participation has shrunk from 299 to 252 since 2022.

Plan summary
Net assets, end of year$8,995,818
Participants with balances771
Active participants252
Employer contributions$89,284
Employee contributions$677,670
Employer contribution per active participant$354
Average account balance$11,668
Benefits paid to participants$852,161
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.0M · 771 accts · $89K emplr
2023$8.0M · 710 accts · $96K emplr
2022$6.5M · 597 accts · $104K emplr
Administrative expenses, itemized · 2024
Investment management$20,992
Total administrative$20,992
The Spiraledge, Inc 401(k) match · 2024
Employer contribution per active participant$354
Median for plans this size$1,313
2024$354 per active participant
2023$320 per active participant
2022$349 per active participant

Spiraledge, Inc's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
HUMAN INTEREST ADVISOR LLC · Contract administrator · Investment advisory (plan)$20,992

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Human Interest
2023Human Interest

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$20,992 · 0.25%
2023$15,577 · 0.21%
2022$13,777 · 0.20%
Same employer
Similar plansRetail Trade · Ohio
Oki Furniture Fair LLC OH$9.2M · 0.62%
Beau Townsend Ford, Inc. OH$9.2M · 0.45%
Redline Equipment Co. OH$9.1M · 0.70%
Marhofer Chevrolet Inc. OH$9.0M · 1.30%
Smyth Automotive, Inc. OH$9.0M · 0.04%
McAf, LLC OH$8.8M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 912121915 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.