Spectrum Security Services, Inc.401(k)
THE CONTRACTORS RETIREMENT PLAN · JAMUL, CA · plan year 2022
Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works
Spectrum Security Services, Inc. reported $2,700 in plan administrative expenses for 2022: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,091 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (8,108th of 9,483), and 4,692nd of 5,337 in construction. In 2022, the employer put in $4.78 for every $1.00 employees contributed themselves; active participation has shrunk from 346 to 199 since 2019.
Spectrum Security Services, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
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Source: U.S. Department of Labor, Form 5500 series, EIN 223850072 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.