Plan Ledger DOL Form 5500 · updated monthly

Spectra Company Inc401(k)

SPECTRA COMPANY INC 401(K) PROFIT SHARING PLAN & TRUST · POMONA, CA · plan year 2022

Reported admin expense ratio · 2022
0.54%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Spectra Company Inc reported $19,656 in plan administrative expenses for 2022: 0.54% of average plan assets, above the peer median. Employer contributions averaged $1,583 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (7,642nd of 9,483), and 4,404th of 5,337 in construction. In 2022, employees put in $1.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,426,941
Participants with balances78
Active participants120
Employer contributions$190,002
Employee contributions$334,326
Employer contribution per active participant$1,583
Average account balance$43,935
Benefits paid to participants$240,500
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$7,863
Investment management$11,793
Total administrative$19,656
The Spectra Company Inc 401(k) match · 2022
Employer contribution per active participant$1,583
Median for plans this size$1,114

Spectra Company Inc's 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$19,656 · 0.54%
Similar plansConstruction · California
Red Pointe Roofing, LP CA$3.4M · 0.68%
Twr Enterprises, Inc. CA$3.4M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 954309421 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.