Plan Ledger DOL Form 5500 · updated monthly

Southwest Ohio Ent Specialists, Inc.401(k)

SOUTHWEST OHIO ENT SPECIALISTS, INC. 401(K) RETIREMENT PLAN AND TRUST · DAYTON, OH · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Southwest Ohio Ent Specialists, Inc. reported $52,480 in plan administrative expenses for 2024: 0.19% of average plan assets, below the peer median. Employer contributions averaged $6,861 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.19%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 979th-largest of 3,295 plans among Ohio employers on file, and the 2,790th of 11,911 in health care & social assistance. In 2024, employees put in $1.01 for every $1.00 the employer contributed; active participation has grown from 112 to 128 since 2022.

Plan summary
Net assets, end of year$29,836,031
Participants with balances181
Active participants128
Employer contributions$878,166
Employee contributions$891,009
Employer contribution per active participant$6,861
Average account balance$164,840
Benefits paid to participants$483,293
Plan auditUnmodified (clean) audit opinion
AuditorBARNES, DENNIG, & CO., LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$29.8M · 181 accts · $878K emplr
2023$24.3M · 161 accts · $811K emplr
2022$19.7M · 158 accts · $734K emplr
The Southwest Ohio Ent Specialists, Inc. 401(k) match · 2024
Employer contribution per active participant$6,861
Median for plans this size$2,416
2024$6,861 per active participant
2023$6,931 per active participant
2022$6,554 per active participant

Southwest Ohio Ent Specialists, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$6,583
CREATIVE RETIREMENT SYSTEMS, INC. · Recordkeeping · Loan processing$2,568
EVERHART ADVISORS · Investment advisory (plan)$42,231
CHARLES SCHWAB & CO., INC. · Securities brokerage$619

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CREATIVE RETIREMENT SYSTEMS, INC., Transamerica
2023CREATIVE RETIREMENT SYSTEMS, INC., Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$52,480 · 0.19%
2023$44,672 · 0.20%
2022$41,538 · 0.20%
Same employer
Similar plansHealth Care & Social Assistance · Ohio
Legacy Health Services OH$31.1M · 0.18%
Eye Care Associates Inc. OH$30.6M · 0.01%
Guernsey Health Systems OH$29.6M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310644802 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.