Southwest Boston Senior Svcs Inc. D/B/A Ethos403(b)
ETHOS RETIREMENT PLAN · JAMAICA PLAIN, MA · plan year 2025
Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works
Southwest Boston Senior Svcs Inc. D/B/A Ethos reported $35,215 in plan administrative expenses for 2025: 0.42% of average plan assets, below the peer median. Employer contributions averaged $555 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 0.39% to 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (1,976th of 2,726), and 6,067th of 11,911 in health care & social assistance. In 2025, employees put in $4.23 for every $1.00 the employer contributed; active participation has grown from 119 to 188 since 2022.
Southwest Boston Senior Svcs Inc. D/B/A Ethos's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 237304163 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.