Plan Ledger DOL Form 5500 · updated monthly

Southern Marketing Affiliates, Inc.401(k)

SOUTHERN MARKETING AFFILIATES, INC. 401(K) PLAN · JONESBORO, AR · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Southern Marketing Affiliates, Inc. reported $48,700 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $2,964 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.49% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 188th-largest of 456 plans among Arkansas employers on file, and 2,506th of 4,246 in wholesale trade. In 2024, employees put in $1.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,638,524
Participants with balances110
Active participants125
Employer contributions$370,495
Employee contributions$653,482
Employer contribution per active participant$2,964
Average account balance$123,987
Benefits paid to participants$1,971,952
Plan auditUnmodified (clean) audit opinion
AuditorHCJ CPAS & ADVISORS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$13.6M · 110 accts · $370K emplr
2023$12.6M · 110 accts · $395K emplr
2022$10.6M · 115 accts · $358K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,700
Total administrative$48,700
The Southern Marketing Affiliates, Inc. 401(k) match · 2024
Employer contribution per active participant$2,964
Median for plans this size$2,416
2024$2,964 per active participant
2023$3,530 per active participant
2022$2,911 per active participant

Southern Marketing Affiliates, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CPI QUALIFIED PLAN CONSULTANTS, INC · Recordkeeping · Pension consulting$48,700

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CPI QUALIFIED PLAN CONSULTANTS, INC
2023CPI QUALIFIED PLAN CONSULTANTS, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$48,700 · 0.37%
2023$59,209 · 0.51%
2022$55,307 · 0.49%
Same employer
Similar plansWholesale Trade · Arkansas
The Harvest Group, LLC. AR$31.5M · 0.07%
Team Direct Management LLC AR$25.0M · 0.68%
Legacy Equipment, LLC AR$11.7M · 0.69%
Timber Automation, LLC AR$11.5M · 0.53%
Sanders Supply AR$11.3M · 0.60%
Coulson Oil Company, Inc. AR$10.8M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 710356499 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.