Plan Ledger DOL Form 5500 · updated monthly

Southern Illinois Hospital Services401(k)

SOUTHERN ILLINOIS HEALTHCARE RETIREMENT SAVINGS PLAN · CARBONDALE, IL · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Southern Illinois Hospital Services reported $438,595 in plan administrative expenses for 2025: 0.10% of average plan assets, above the peer median. Employer contributions averaged $2,285 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.12% to 0.10%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 164th-largest of 3,702 plans among Illinois employers on file, and the 342nd of 11,911 in health care & social assistance. In 2025, employees put in $2.61 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$470,534,726
Participants with balances5,067
Active participants4,042
Employer contributions$9,237,692
Employee contributions$24,151,522
Employer contribution per active participant$2,285
Average account balance$92,863
Benefits paid to participants$35,162,734
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$470.5M · 5,067 accts · $9.2M emplr
2024$399.3M · 5,046 accts · $5.4M emplr
2023$357.0M · 4,955 accts · $8.3M emplr
2022$309.9M · 5,082 accts · $7.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$382,542
Investment management$56,053
Total administrative$438,595
The Southern Illinois Hospital Services 401(k) match · 2025
Employer contribution per active participant$2,285
Median for plans this size$4,295
2025$2,285 per active participant
2024$1,321 per active participant
2023$2,113 per active participant
2022$1,936 per active participant

Southern Illinois Hospital Services's 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping · Loan processing$77,971
EMPOWER ADVISORY GROUP, LLC · Investment advisory (participants)$303,701
CERITY PARTNERS RETIREMENT PLAN ADV · Investment advisory (plan)$58,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$438,595 · 0.10%
2024$421,446 · 0.11%
2023$416,393 · 0.12%
2022$415,400 · 0.12%
Same employer
Similar plansHealth Care & Social Assistance · Illinois
Memorial Health System IL$719.0M · 0.07%
Pediatric Faculty Foundation IL$553.0M · 0.03%
Springfield Clinic, LLP IL$516.7M · 0.07%
Option Care Health, Inc. IL$412.6M · 0.13%
Athletico, LTD. IL$410.3M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 370618939 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.