Plan Ledger DOL Form 5500 · updated monthly

Smarthealth, Inc.401(k)

SMARTHEALTH 401(K) PLAN AND TRUST · PHOENIX, AZ · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Smarthealth, Inc. reported $38,949 in plan administrative expenses for 2025: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,389 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.18% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 248th-largest of 1,285 plans among Arizona employers on file, and the 3,963rd of 13,661 in manufacturing. In 2025, employees put in $4.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$35,878,080
Participants with balances290
Active participants235
Employer contributions$326,345
Employee contributions$1,308,277
Employer contribution per active participant$1,389
Average account balance$123,718
Benefits paid to participants$1,451,288
Plan auditUnmodified (clean) audit opinion
AuditorMANSPERGER
Plan history4
Yearassets · accounts · employer contribution
2025$35.9M · 290 accts · $326K emplr
2024$31.0M · 284 accts · $319K emplr
2023$27.1M · 264 accts · $369K emplr
2022$24.6M · 301 accts · $326K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$36,977
Investment management$1,972
Total administrative$38,949
The Smarthealth, Inc. 401(k) match · 2025
Employer contribution per active participant$1,389
Median for plans this size$2,666
2025$1,389 per active participant
2024$1,393 per active participant
2023$1,482 per active participant
2022$1,371 per active participant

Smarthealth, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$38,949
CHARLES SCHWAB & CO., INC. · Securities brokerage$282

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Charles Schwab
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$38,949 · 0.12%
2024$40,265 · 0.14%
2023$30,408 · 0.12%
2022$46,977 · 0.18%
Same employer
Similar plansManufacturing · Arizona
United Dairymen of Arizona AZ$49.2M · 0.26%
Sk Food Group, Inc. AZ$47.9M · 0.30%
Isagenix International LLC AZ$43.7M · 0.10%
Jx Metals USA, Inc AZ$38.9M · 0.04%
Tpi Composites, Inc. AZ$34.0M · 0.50%
Ascent Lifting, Inc. AZ$32.9M · 0.13%
Amtech Systems, Inc. AZ$31.0M · 0.20%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 860225261 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.