Plan Ledger DOL Form 5500 · updated monthly

Skyward, Inc.401(k)

SKYWARD, INC. 401(K) PLAN · STEVENS POINT, WI · plan year 2025

Reported admin expense ratio · 2025
0.18%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Skyward, Inc. reported $202,148 in plan administrative expenses for 2025: 0.18% of average plan assets, above the peer median. Employer contributions averaged $2,300 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.19% to 0.18%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other information & media employers. By assets it is the 195th-largest of 1,936 plans among Wisconsin employers on file, and the 272nd of 2,199 in information & media. In 2025, employees put in $3.17 for every $1.00 the employer contributed; active participation has grown from 632 to 736 since 2022.

Plan summary
Net assets, end of year$123,858,913
Participants with balances735
Active participants736
Employer contributions$1,692,640
Employee contributions$5,364,054
Employer contribution per active participant$2,300
Average account balance$168,516
Benefits paid to participants$6,696,771
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$123.9M · 735 accts · $1.7M emplr
2024$106.5M · 725 accts · $1.6M emplr
2023$93.2M · 703 accts · $1.5M emplr
2022$75.3M · 662 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$24,959
Investment management$177,189
Total administrative$202,148
The Skyward, Inc. 401(k) match · 2025
Employer contribution per active participant$2,300
Median for plans this size$4,093
2025$2,300 per active participant
2024$2,262 per active participant
2023$2,199 per active participant
2022$2,161 per active participant

Skyward, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
ASSOCIATED TRUST COMPANY, N.A. · Recordkeeping · Pension consulting$202,149

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ASSOCIATED TRUST COMPANY, N.A.
2024ASSOCIATED TRUST COMPANY, N.A.
2023ASSOCIATED TRUST COMPANY, N.A.

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Administrative cost history4
2025$202,148 · 0.18%
2024$178,756 · 0.18%
2023$147,623 · 0.18%
2022$150,993 · 0.19%
Same employer
Similar plansInformation & Media · Wisconsin
Renaissance Learning, Inc. WI$217.3M · 0.28%
Alta Resources Corp. WI$66.2M · 0.46%
Television Wisconsin, Inc. WI$61.8M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391471992 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.