Plan Ledger DOL Form 5500 · updated monthly

Sja, Inc.401(k)

SJA, INC. 401(K) PLAN · DADEVILLE, AL · plan year 2024

Reported admin expense ratio · 2024
0.82%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Sja, Inc. reported $8,305 in plan administrative expenses for 2024: 0.82% of average plan assets, above the peer median. Employer contributions averaged $50 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.82%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Alabama (854th of 902), and 13,243rd of 13,661 in manufacturing. In 2024, employees put in $15.86 for every $1.00 the employer contributed; active participation has grown from 196 to 297 since 2022.

Plan summary
Net assets, end of year$1,088,847
Participants with balances62
Active participants297
Employer contributions$14,926
Employee contributions$236,742
Employer contribution per active participant$50
Average account balance$17,562
Benefits paid to participants$201,003
Plan auditUnmodified (clean) audit opinion
AuditorCKP, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$1.1M · 62 accts · $15K emplr
2023$947K · 97 accts · $11K emplr
2022$852K · 97 accts · $14K emplr
Administrative expenses, itemized · 2024
Investment management$8,305
Total administrative$8,305
The Sja, Inc. 401(k) match · 2024
Employer contribution per active participant$50
Median for plans this size$1,313
2024$50 per active participant
2023$47 per active participant
2022$73 per active participant

Sja, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN UNITED LIFE INSURANCE CO. · Recordkeeping · Loan processing$3,164

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$8,305 · 0.82%
2023$723 · 0.08%
2022$1,068 · 0.11%
Same employer
Similar plansManufacturing · Alabama
King Kutter, Inc. AL$1.4M · 0.28%
Linden Lumber, LLC AL$1.2M · 1.64%
Rcf, LLC AL$1.0M · 1.11%
Two Rivers Lumber AL$848K · 0.65%
Excel Interior Door, LLC AL$843K · 2.96%
Straehle Hes USA, Inc. AL$709K · 1.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260268827 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.