Plan Ledger DOL Form 5500 · updated monthly

Sigma International Group401(k)

SIGMA CORPORATION 401(K) PLAN · CREAM RIDGE, NJ · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sigma International Group reported $95,558 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $1,947 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.39% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 830th-largest of 2,419 plans among New Jersey employers on file, and the 1,351st of 4,246 in wholesale trade. In 2024, employees put in $1.92 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$30,203,164
Participants with balances294
Active participants367
Employer contributions$714,383
Employee contributions$1,372,224
Employer contribution per active participant$1,947
Average account balance$102,732
Benefits paid to participants$2,154,142
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$30.2M · 294 accts · $714K emplr
2023$26.6M · 309 accts · $631K emplr
2022$22.4M · 281 accts · $69K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,056
Investment management$61,502
Total administrative$95,558
The Sigma International Group 401(k) match · 2024
Employer contribution per active participant$1,947
Median for plans this size$2,416
2024$1,947 per active participant
2023$1,244 per active participant
2022$175 per active participant

Sigma International Group's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$34,056
LPL FINANCIAL RPCP · Investment advisory (plan)$44,054
REGION'S BANK · Investment advisory (plan)$17,448

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$95,558 · 0.34%
2023$98,437 · 0.40%
2022$92,997 · 0.39%
Similar plansWholesale Trade · New Jersey
Lollytogs, LTD. NJ$31.5M · 0.41%
Anderson & Vreeland NJ$30.3M · 0.05%
Porven, LTD. NJ$30.2M · 0.04%
Samsung C&T America, Inc. NJ$29.6M · 0.18%
Berje, Inc. NJ$29.2M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260686393 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.