Plan Ledger DOL Form 5500 · updated monthly

Sierra Gold Nurseries Inc401(k)

SIERRA GOLD NURSERIES 401K PLAN · YUBA CITY, CA · plan year 2023

Reported admin expense ratio · 2023
0.28%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Sierra Gold Nurseries Inc reported $24,053 in plan administrative expenses for 2023: 0.28% of average plan assets, below the peer median. Employer contributions averaged $790 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.26% to 0.51%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in California (5,753rd of 9,483), and 484th of 945 in agriculture, forestry & fishing. In 2023, employees put in $1.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,939,058
Participants with balances122
Active participants257
Employer contributions$202,972
Employee contributions$377,731
Employer contribution per active participant$790
Average account balance$73,271
Benefits paid to participants$1,225,605
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$6.5M · 127 accts · $199K emplr
2024$5.9M · 117 accts · $182K emplr
2023$8.9M · 122 accts · $203K emplr
2022$8.3M · 135 accts · $221K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$2,050
Investment management$22,003
Total administrative$24,053
The Sierra Gold Nurseries Inc 401(k) match · 2023
Employer contribution per active participant$790
Median for plans this size$1,308
2025$946 per active participant
2024$912 per active participant
2023$790 per active participant
2022$870 per active participant

Sierra Gold Nurseries Inc's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
CAMBRIDGE INVESTMENT RESEARCH INC · Investment advisory (plan)$15,971
EMPOWER ANNUITY INSURANCE CO · Investment management$5,867

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$31,831 · 0.51%
2024$28,171 · 0.38%
2023$24,053 · 0.28%
2022$22,253 · 0.26%
Same employer
Similar plansAgriculture, Forestry & Fishing · California
Pitman Farms, Inc. CA$9.4M · 0.49%
Newco Distributors, Inc. CA$9.2M · 0.44%
Monterey Pacific, Inc. CA$8.9M · 0.42%
Munger Bros., LLC CA$8.9M · 0.04%
Hollandia Dairy, Inc. CA$8.8M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800181597 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.