Plan Ledger DOL Form 5500 · updated monthly

Shipley Energy Company401(k)

SHIPLEY GROUP 401K RETIREMENT PLAN · YORK, PA · plan year 2025

Reported admin expense ratio · 2025
0.29%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Shipley Energy Company reported $93,212 in plan administrative expenses for 2025: 0.29% of average plan assets, above the peer median. Employer contributions averaged $1,886 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 1,062nd-largest of 3,651 plans among Pennsylvania employers on file, and the 906th of 5,215 in retail trade. In 2025, employees put in $3.30 for every $1.00 the employer contributed; active participation has shrunk from 360 to 323 since 2022.

Plan summary
Net assets, end of year$34,819,598
Participants with balances430
Active participants323
Employer contributions$609,094
Employee contributions$2,011,295
Employer contribution per active participant$1,886
Average account balance$80,976
Benefits paid to participants$3,046,170
Plan auditUnmodified (clean) audit opinion
AuditorRKL LLP
Plan history4
Yearassets · accounts · employer contribution
2025$34.8M · 430 accts · $609K emplr
2024$30.6M · 494 accts · $570K emplr
2023$26.6M · 472 accts · $425K emplr
2022$22.2M · 488 accts · $507K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$91,462
Total administrative$93,212
The Shipley Energy Company 401(k) match · 2025
Employer contribution per active participant$1,886
Median for plans this size$2,666
2025$1,886 per active participant
2024$1,743 per active participant
2023$1,335 per active participant
2022$1,407 per active participant

Shipley Energy Company's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
THE ASCENT GROUP, LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Voya
2023Voya

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$93,212 · 0.29%
2024$27,143 · 0.10%
2023$550 · 0.00%
2022$250 · 0.00%
Similar plansRetail Trade · Pennsylvania
Autobody Products, Inc. PA$37.0M · 0.06%
Norman's Gift Shops, Inc. PA$35.2M · 0.14%
Pentec Health, Inc. PA$34.7M · 0.29%
Sun Motor Cars, Inc. PA$29.0M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231702483 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.